It will be 24 years in the mortgage lending industry for me in 2020. I feel fortunate that I have built a reputation for the last 24 years that enables me to do the majority of my business through referrals from my past clients and the people I work with in our industry. It always makes me proud when past clients send their family and friends to Affinity Group Mortgage for their financing needs. One of the things I enjoy most during the process is educating my borrowers on the many different programs and which ones will or will not fit their needs best. Just a few of the programs we offer are Conventional, VA, USDA and FHA loans. Being a Veteran myself– I am well versed in the VA programs.